Patriot Group Travel Medical Insurance for 5 or more Individuals
Review the Patriot Group Travel Medical Insurance plan for groups of 5 or more, non-US residents visiting the USA or traveling outside their home country, or US citizens traveling abroad, purchase for 5 days, renew up to 2 years, 10% discount for group rates.
Review the Patriot Group Travel Medical Insurance provides coverage for groups of five or more non-U.S.residemts visiting USA needing visitor medical insurance, or anyone who needs temporary travel medical insurance while traveling for business or pleasure anywhere outside their home country. Patriot Group Travel Insurance offers a 10% discount when compared with the Patriot Travel Medical Insurance and has one easy-to-use enrollment form to purchase a single group policy. Patriot Group Travel Insurance offers coverage from a minimum of five days up to a maximum of two years.
There are two Patriot Group Travel Medical plans that provide up to $1,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot America Group provides coverage for non-U.S. residents visiting USA, and Patriot International Group provides coverage for both U.S. citizens and foreign nationals traveling outside the U.S. and outside home country. In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and much more.
Patriot Group Travel Medical Insurance is administered worldwide by International Medical Group (IMG), and the policy coverage is underwritten and issued by SiriusPoint Specialty Insurance Corporation, rated A (excellent) by A.M.Best and A- by Standard & Poor’s.
COVID-19 / SARS-CoV-2: Patriot Group Travel Medical Insurance purchased on or after March 11 2020, COVID-19 will be NOT be covered and testing/treatment will be excluded from coverage. The Novel Coronavirus Disease, COVID-19, was declared a pandemic by the World Health Organization (WHO) on this date, hence the exclusion applies per the policy certificate of insurance document.
For more details, review the Patriot Group Travel Medical Insurance Brochure, the in-depth coverage description is available in the Patriot Group Travel Medical Certificate of Insurance sample document.
To purchase the policy, complete the online application to Quote and Buy Patriot Group Travel Medical Insurance. If you prefer not to apply online, you can also print and complete the paper application, mail/fax the Patriot Group Travel Medical Insurance Application along with premium payment, calculate the quoted rates using the supplied rate table.
Renew Patriot Travel Medical Insurance or extend an existing policy online prior to expiration date, Patriot Group Travel Medical Insurance is extendable and renewable up to 24 months (2 years) of continuous coverage.
Patriot Group Travel Medical Insurance Review
Patriot America Visitor Health Insurance is designed for visitors to the USA, and tourist traveling to America for leisure or sightseeing, and Patriot International Travel Medical Insurance is for travelers outside America who are going abroad to any foreign country.
- Eligibility: Visitors to the USA or international travelers outside their home country.
- Policy Maximum: Plan offers maximum coverage choices from US$50,000 to US$1,000,000 for the life of the plan. For travelers ages 70 to 79 years, the maximum coverage is limited to $50,000 or $100,000, and for ages 80 years and older it is reduced to only $10,000.
- Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000, or US$2500 deductible per certificate/renewal period.
- Coinsurance: Applies for treatment within the USA only. For treatment received outside the PPO network, 20% coinsurance applies for the first $5000 in eligible expenses beyond the chosen plan deducible. For eligible U.S. claims incurred inside the PPO network, the coinsurance amount is waived and the plans pays 100% after the chosen plan deductible.
- Policy Duration: Minimum certificate period of 5 days to maximum coverage/renewal period of 2 year (24 months).
- Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included. Please refer to the “Summary of Benefits” table available in the plan brochure for entire list of covered benefits.
- Pre-Existing Conditions: Coverage for acute onset of pre-existing condition is NOT available with this plan. To get this benefit, please consider the Patriot America Plus for USA visitors or Patriot Platinum Insurance for international travelers. Please refer to the “Certificate of Insurance” document for plan exclusions of what is not covered.
- Underwriter: Policy is underwritten by SiriusPoint Specialty Insurance Corporation, rated A (excellent) by A.M.Best and A- by Standard & Poor’s.
- Administrator: Plan is administered by International Medical Group (IMG).